Revolutionizing Lending: Merging Software Development with Customized Lending Solutions

Multi-Tenant Lending Platform Development

Increase your revenue by building proprietary all-in-one platform with automated underwriting, cross-selling opportunities, referral programs and data analytics.

Minimize your bad debt rate with comprehensive eligibility check algorithms.

Attract new audiences by offering online mortgage prequalification tools and personalized loan options that enhance client engagement and increase the chances of closing the loan.

Improve customer retention and increase loan conversion rates with drop-off points identification and application abandonment reasons analytics throughout the loan process.

Stand out from your competition by customizing your lending platform with co-designed UX/UI and product functionality that optimizes usability for your customers.

We develop a feature-rich and high-performing solution custom tailored to your needs, timeline, and budget.

With our experience and expertise in the financial services industry, we take complex project requirements and turn them into elegant and flexible solutions.
You can customize our modular custom-developed solutions to meet your unique needs, and even license your technology to others.
We can take any legacy tech stack and migrate it to a modern, cloud-based microservices architecture.
We don’t simply implement requests. We’re your full-service partner who advises you on features to prioritize, what order to deliver them, which third-party services to integrate with, and more.

Our Clients

Value we delivered to our Clients

We develop a feature-rich and high-performing solution custom tailored to your needs, timeline, and budget

Growth in customers taking a loan

Revenue growth with lending functionality

Infrastructure cost decrease

Faster loan application process

Lower debt rate

Our Experience In Lending:

Building Efficient Technology SolutionThat Empowers Your Business

CORE LENDING SOLUTION

Core lending functionality development
Decision making engine
Credit scoring and underwriting
Loan documentation management
Loan product configuration
Regulatory compliance
Built-in Customer relationship management (CRM) system w/ support of various communication channels

P2P LENDING

Investor and borrower account management
Rate and term setting
Automated transaction processing

LOAN MANAGEMENT AND AUTOMATION

Loan calculations
Interest rate calculations
Payment supervision
Individual and business loan management
Loan management automation
Automated reporting

POS

Detailed general and custom questions configuration
Dynamic loan rates generation
Multiple application widgets (credit report, loan progress, pre-approval letter, rate lock, etc.)

UNDERWRITING

Full-scale support of the underwriting process – from the preliminary assessment to the decision making
Loan conditions and UW Reports configuration
Automated actions and document generation upon specific decisions made

MORTGAGE AUTOMATION

Full mortgage processing automation
Automated user data validation
Unified solution for all user roles
Integration with third-party data aggregation services

MONEY LENDING APPS

Loan management
Payments and billing
Automated payments
Transactions and equated monthly installments (EMIs)
Transfers and withdrawals
Customizable reports
Analytics
Late fees
E-signature functionality

OVERDRAFTS

Overdraft limits
Charging and monitoring of fees
EAR and APR calculations
Arranged and unarranged overdraft management and monitoring

RPA FOR LOAN PROCESSING PROCEDURES

Filling out a loan application
Processing the application
Underwriting
Quality control
Issuing the loan
Monitoring loan’s performance

AUTHENTICATION AND AUTHORIZATION IMPLEMENTATION

ASL / Architectural Discovery Process
SSO implementation with 2-factor authentication mechanism
Microservice refactoring
Technology evaluation and recommendations
Refactoring of legacy systems – Agile rollouts

Our Approach

AI-powered decision making

We build AI-based decisioning engines to help lenders decide whether to approve a loan. AI-driven automation reduces costs and increases efficiency, removing the need for human intervention at various stages in the origination and servicing process.

Self-service

We create self-service loan portals for borrowers. This frees loan officers to address more strategic initiatives, while giving borrowers a quicker process towards loan approval.

Interoperability

We provide best-of-breed solutions that integrate seamlessly with third-party services and APIs. The result for lenders? A platform that handles the full lifecycle of the loan origination process.

Forte Group Develops an Innovative Loan Origination and Point of Sale System for Leading Mortgage Company

“By having product managers working alongside the client, we effectively shared ownership of the product management practices. Forte Group has developed a multi-tenant mortgage SaaS/PaaS platform with end-to-end brokers, realtors, and lenders’ experience support. The all-in-one loan management platform we built has edge lending software features, enabling us to license the technology to other institutions under the CyberDyne brand.”

Max Shulha, Senior Product Owner at Forte

View Case Study

Build an all-in-one lending platform for your business goals.